Free M&A calculators for buyers, sellers and roll-up operators
Six calculators that answer the questions buyers, sellers and roll-up operators ask first: what the business really earns, what it is worth, what the loan costs, what the seller note and earn-out pay, and whether a group of businesses can carry its debt. Each one runs in your browser; nothing you type is sent anywhere.
Roll-up calculator
Cash to close, bank loan, seller note, debt service and DSCR for each business in a roll-up, and for the group.
SDE and EBITDA calculator
From net profit, owner salary, perks and add-backs to SDE, EBITDA and adjusted EBITDA, and which one a buyer would use.
Business valuation calculator
A low, typical and high value from published SDE and EBITDA multiples by size band, with a small sector adjustment.
SBA loan calculator
Equity, seller note and SBA 7(a) loan on a business purchase: monthly and yearly payments, total debt service and DSCR.
Seller note calculator
Amortization table for a seller note with interest-only months, a standby period and a balloon; total interest; CSV download.
Earn-out calculator
Earn-out and total consideration if the business misses, meets or beats the revenue or EBITDA target.
Read with them
What is SDE?
Seller's discretionary earnings: the formula, a worked example, and the mistakes to avoid.
What is DSCR?
The debt service coverage ratio, what SBA lenders look for, and a worked example.
How to buy a business
The nine steps from a buy box to closing, with the costs and the financing.
AI after an acquisition: a 90-day plan
What to automate first after you buy a small business, and what to leave alone.
Want a second pair of eyes on the numbers?
Our advisors help with deal analysis, financing introductions and AI after closing.
Book a free callEvery calculator gives estimates only. Acquisitions.com is an advisory firm, not a broker-dealer or a lender; financing comes from third-party lenders and investors. Not financial advice.