{
  "title": "How to Buy a Restoration Business: Deals, Checks, SBA, Red Flags",
  "url": "https://acquisitions.com/blog/how-to-buy-a-restoration-business/",
  "author": "Moran Pober",
  "publisher": "Acquisitions.com",
  "published": "2026-11-06",
  "updated": "2026-11-06",
  "section": "Buying a business",
  "keyword": "how to buy a restoration business",
  "short_answer": "To buy a restoration business, set a buy box and look at listed and off-market deals. Check where jobs come from, how fast insurers pay, and who holds the certifications. Then pay with an SBA 7(a) loan, a seller note and your own cash, and keep the referral sources after closing.",
  "facts": {
    "SBA 7(a) loan": [
      "A bank loan partly guaranteed by the SBA",
      "The SBA says 7(a) loans go up to $5 million. Lenders follow the SBA's lender rules, which require the buyer to put in equity."
    ],
    "Seller note": [
      "The seller lends you part of the price",
      "Keeps the seller invested in a smooth handover. Lenders like to see it. See our guide to seller notes."
    ],
    "Your cash or investors": [
      "Equity",
      "Covers the down payment and working capital"
    ]
  },
  "sources": [
    "https://iicrc.org/wrt/",
    "https://www.sba.gov/funding-programs/loans/7a-loans",
    "https://www.sba.gov/document/sop-50-10-lender-development-company-loan-programs"
  ],
  "license": "Facts may be quoted with attribution to Acquisitions.com and a link to the url above."
}